Estimate Lens standards
Editorial policy
What it means
Estimate Lens exists to explain, not to sell. Estimate Lens decodes the Loan Estimate form; it never judges whether a particular offer is good or tells you which lender to choose.
Last reviewed against the primary sources listed below.
What this site covers
Estimate Lens covers one subject: read your Loan Estimate box by box. Recent guides include:
- Loan Estimate vs Closing Disclosure: how to match the two forms
- How to compare two Loan Estimates line by line
- When do you get a Loan Estimate? Timing and what triggers it
- What is intent to proceed on a Loan Estimate?
- How to read the projected payments table
- How to read the cash to close on a Loan Estimate
What we never publish
- Quotes, rates or payment examples presented as offers.
- Reviews, endorsements or ratings of any company.
- Forms that collect personal information.
Independence
The site is not paid to mention any company and does not rank or recommend lenders.
Corrections
When a source changes or an error is found, the page is corrected and its review date is updated.