Estimate Lens

Read your Loan Estimate box by box

Reading cash to close

What it means

Cash to close is the money you bring to closing after loan amount, deposits and credits are counted. The table on page two lists closing costs, the down payment, deposits and seller or lender credits. Compare it line by line with the Closing Disclosure later.

Last reviewed against the primary sources listed below.

Lines to check

Questions people have with the form in hand

What is cash to close?

The money you bring to closing after credits.

Why did my cash to close change?

Costs, credits or deposits changed.

Official form guidance

Next: estimate vs closing disclosure